Is University Worth It?

About Us

IsUniversityWorthIt.com was founded in London in 2024 (and updated for 2026) with a simple mission: To bring transparency to the biggest financial decision of your life.

The Problem

Universities sell you a dream: "Go to college, get a good job, live happily ever after." But the data tells a different story. With rising tuition, stagnant entry-level wages, and the compounding power of early investing, the "safe bet" has become a complex financial derivative.

Our Methodology

We don't rely on gut feelings. We rely on Net Present Value (NPV). Our team builds advanced financial models that factor in:

  • Inflation & Salary Growth: We don't just look at starting salaries; we model 40-year career trajectories.
  • Opportunity Cost: The "invisible tax" of not working for 3-4 years.
  • Taxation: Real-world progressive tax brackets for the UK, US, Germany, and 12+ other nations.
  • Student Debt: We model the specific repayment terms of Plan 2 (UK), Plan 5 (UK), and US Federal Loans.

Our Promise

We are 100% independent. We are not funded by any university or trade school. Our goal is to give you the raw numbers so you can make your own decision.