University vs Trade: The Comparison
Compare the financial trajectory of a degree vs an apprenticeship. See if the 'Head Start' of earning early beats the 'Graduate Premium'.
The Verdict
University never catches up financially in this scenario.
By starting to earn immediately (even at a lower wage), the Trade path builds a massive head start.
Difference at Age 30
Trade ahead
$446k
Net Worth at Age 55
Trade Wins
+$570k